Edition Oct2022! BEST MORTGAGE PLAN (Josh Tan Choice!)

Choosing the right mortgage and managing your mortgage cost is VITALLY important!

The interest rate environment is ever changing and I'd use this space here to share with you my strategy if I were to take a NEW HOME LOAN NOW or do a REFINANCING NOW.


From my analysis as what I've share on the YouTube channel, it short term interest rates are likely to stay high. Perhaps it's only after 2024 that is uncertain? Fixed home loans can potentially save you cost if interest rates climb BUT only if the fixed rate is reasonable too.

If you would like to support our channel and get referred to a mortgage broker I work with closely to get the plan below, do email me at joshtantap@gmail.com

BEST FIXED RATE - DBS 2 or 3years

BEST FLOATING RATE For Amount above $500,000 - UOB

Edition Oct2022! BEST TERM INSURANCE PLAN (Josh Tan Choice!)

Term insurance premium depends very much on entry age, duration of term plan and sum assured covered.

There are tiering discounts when it comes to term plans and planning it adequately will save you premium.

Below is the term plan that may be the best offer in the market right now.

30% perpetual discount is until 31Oct2022. T&C Applies.

If you would like to support our channel and get the plan below, do email me at joshtantap@gmail.com

Lastly, if you'd like to support our channel and show a quick appreciation,

DONATE VIA LINK ~ https://payhip.com/b/k0LpB

Josh Tan Jian Liang (CHFC) Principal Author

REVIEWS: https://theastuteparent.com/josh-tan Practising financial planner with Promiseland Independent Pte Ltd. TJL100057681 EXPERIENCE: More than 14years. Josh Tan is a young parent, speaker, author and founder of TheAstuteParent.

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